华人家庭财务规划的全面解析
如何省税,如何拿到大学的助学金,如何实现投资回报最大化,如何安稳退休?
对大多数移民到美国的华人,为人生的梦想,为家庭而打拼所积累的财富无论多少都应该有规划地进行妥善管理。只有这样才能确保自己和家人丰衣足食,安枕无忧。在美打拼几十年,如何搞掂退休? 社安金已经不能完全支付退休之需,如何制定退休计划,过上高枕无忧的生活?钱放在哪里最合适?有多少钱才能退休?我们在埋头赚钱的同时有没有思考过自己是不是缴了太多的税?哪些税是可以合理规避的?怎样可以有效的省税,从而让自己的资产积累最大化呢?对于华人家庭来说,子女的教育是头等的大事。他们的教育基金准备好了吗?您的家庭收入是否已经高到不能申请到大学的助学金了呢?有什么办法可以帮助我们合理的规划和积累子女的教育开支呢?又有什么办法可以帮我们申请到大学的助学金? 高风险的股市适合每一个普通家庭投资理财吗?对于需要资产增值的家庭,钱放在哪里才会达到最大回报,同时承担最低风险?对于缺乏金融市场知识和理财技能的家庭来说,怎样选择理财产品呢?对这些问题的回答关系到每一个华人家庭的切身利益。您有答案了吗?
如果您对如何省稅、免稅、投資、子女教育基金,理財及退休等有疑问,请不要错过由Joshua Cheng,和 Chunsheng Yu 主讲的家庭财务规划全面解析。本次专题讲座的主讲人Joshua Cheng,和 Chunsheng Yu 是休斯顿资深高级理财顾问,拥有十多年金融投资与理财经验,在德州持有五种专业牌照 (人寿,长期护理,医疗,商业,股票), 熟悉各种金融投资工具和产品,掌握相关法规和税例,具备丰富的专业知识和敏锐的洞察力。相信他们的讲座能帮助林肯的华人朋友们合理的省税,正确的理财。
活动结束之后您可选择由本地的特色餐厅陇谷屋Lan house提供的午餐(optional),餐费$5/人(儿童免费),陇谷屋将捐赠餐费利润于林肯华人文化协会。
时间: 11月17日,周六上午10点至12点.
地点: Kumon, 3201 Pioneers Blvd, Lincoln, NE
Financial Wellness Workshop
How good you are on your financial awareness?
Had a bombproof retirement plan put in place?
Thought about long-term care needs in the future?
Is your money safe where you invested?
Do you know how to avoid taxes that you do not have to pay?
Asset Allocation & Modern Portfolio Theory:
Planning your investments against interest rate, inflation, and market risks.
Planning that you don’t outlive your money.
Utilizing Asset Allocation to plan to meet your short, mid, and long-term goals.
Putting the financial pieces in place.
College Planning:
How to address the high cost of college.
Developing a college investment plan.
Maximizing financial aid.
Investment alternatives.
Financial Blunders – Lessons We Never Learn:
How to avoid losing up to 40% of your retirement plan on the day you walk away.
How naive we are in understanding the market…great opportunities, great risks.
How to “preserve” and “protect” our assets against a plunging market.
The bank: is it the place to “save” money?
Preparing for Long-Term Care:
Who pays for Extended Care?
What is Extended Care?
Who may need Extended Care or Long Term Care insurance?
What about Medicaid or Medicare?
Time: 10:00 am – 12:00 pm on 11/17/2018
Location: Kumon, 3201 Pioneers Blvd, Lincoln, NE